Money TikTok ideas & trends this week

22 money TikToks posted in the last 21 days by 22 creators, ranked by views per day so a two-day-old breakout can be compared with a three-week-old video. Below: the themes they share, the sounds and hashtags behind them, and ideas to film this week.

Updated Oct 2, 2026 · based on 22 videos from 22 creators · next refresh ~Oct 9, 2026 · How we measure

22videos analysed (21 days)
22creators
74Ktop views / day
1.7Kmedian views / day

What stands out this week

The fastest-growing money TikTok in the sample is @melrobbins’s “The biggest financial decision you'll ever make may be who you marry.” at 74K views a day (223K views in 3 days). The median video gets 1.7K views a day, so the leader is running at about 42× the typical pace. 14 of the top 22 run over a minute; the median length is 79 seconds. 21 of 22 use original audio or a voiceover instead of a named track, and no track appears in more than one video — videos without a named track account for 100% of the sample’s views. Beyond the hashtags we search by, the most common tag is #financialliteracy (9 videos).

How to use this page: start with the #financialfreedom theme below and open three of the examples. Note what happens in the first second, how long the video runs and whether the sound is a track or a voiceover, then film your own version in your setting, with your angle. Aim for over a minute, the most common length among the leaders. A voiceover or live sound is a safe default here: 95% of these videos use no named track.

Top money TikToks by views per day

22 of 22 videos, fastest-growing first. Each card links to the original post on TikTok.

The biggest financial decision you'll ever make may be who you marry. On this episode of T by @melrobbins 74Kviews / dayTikTok The biggest financial decision you'll ever make may be who you marry. On this ep@melrobbins · 223K views · 3d ago If you make $5,000 a month, here’s a simple way to split it up: 55% for essentials 5% for  by @jordfinance 66Kviews / dayTikTok If you make $5,000 a month, here’s a simple way to split it up: 55% for essentia@jordfinance · 298K views · 5d ago faceless shorts method is insane by @kellanhenneberry 37Kviews / dayTikTok faceless shorts method is insane@kellanhenneberry · 506K views · 14d ago Stay at home mom who made 90k in the past 2 MONTHS!! Listen up! 👏🏽👏🏽👏🏽 by @lauryndrops 23Kviews / dayTikTok Stay at home mom who made 90k in the past 2 MONTHS!! Listen up! 👏🏽👏🏽👏🏽@lauryndrops · 42K views · 2d ago $160K invested at 23 & we still don’t do these things… 😅 by @fireby38 21Kviews / dayTikTok $160K invested at 23 & we still don’t do these things… 😅@fireby38 · 61K views · 3d ago I know you’re nosy just like I am so let’s go over how much money I made in the month of S by @raitryna 15Kviews / dayTikTok I know you’re nosy just like I am so let’s go over how much money I made in the @raitryna · 27K views · 2d ago big day meeting goals over here 😝😝😝 @Fidelity Investments by @savannahraebryant 9.9Kviews / dayTikTok big day meeting goals over here 😝😝😝 @Fidelity Investments@savannahraebryant · 158K views · 16d ago Here are 5 baby steps to financial freedom! Nobody taught me this so I want to help you wh by @trellthetrainer 5.6Kviews / dayTikTok Here are 5 baby steps to financial freedom! Nobody taught me this so I want to h@trellthetrainer · 9.6K views · 2d ago 5 steps to become financially free 💰 Financial freedom starts with knowing where every do by @gigiiconicofficial 5.5Kviews / dayTikTok 5 steps to become financially free 💰 Financial freedom starts with knowing wher@gigiiconicofficial · 9K views · 2d ago Here’s what I think financial freedom can look like as someone who’s historically lower-in by @alisontalksmoney 2.1Kviews / dayTikTok Here’s what I think financial freedom can look like as someone who’s historicall@alisontalksmoney · 4K views · 2d ago “How to Manage Money on a $3,000 Monthly Income”: by @english.quizzes4 1.8Kviews / dayTikTok “How to Manage Money on a $3,000 Monthly Income”:@english.quizzes4 · 5.5K views · 3d ago♪ original sound - English Quizzes Know where to spend and where to save from a recently financially literate mommy by @ingridexplainsitall 1.7Kviews / dayTikTok Know where to spend and where to save from a recently financially literate mommy@ingridexplainsitall · 24K views · 14d ago 7 financial goals to hit by 30 💰 by @tipsywealth 1.5Kviews / dayTikTok 7 financial goals to hit by 30 💰@tipsywealth · 15K views · 10d ago Knowing your numbers help you build wealth faster. by @leyathewealthadvisor 1.4Kviews / dayTikTok Knowing your numbers help you build wealth faster.@leyathewealthadvisor · 17K views · 12d ago Saving for NYC part 3, budget my paycheck with me! by @pranav_gon 1Kviews / dayTikTok Saving for NYC part 3, budget my paycheck with me!@pranav_gon · 3K views · 3d ago ngl budgeting changed my life by @aurisavesup 730views / dayTikTok ngl budgeting changed my life@aurisavesup · 2.4K views · 3d ago♪ dreamcore — sunêv You don’t need a huge following or a complicated business plan. Start with what you alread by @chrissy.divinesecret 509views / dayTikTok You don’t need a huge following or a complicated business plan. Start with what @chrissy.divinesecret · 3.8K views · 7d ago These boring side hustles can help you make good money, and can eventually be built into a by @boringincomeclub 417views / dayTikTok These boring side hustles can help you make good money, and can eventually be bu@boringincomeclub · 1.2K views · 3d ago I don't budget. I automate. by @vikdaily 352views / dayTikTok I don't budget. I automate.@vikdaily · 538 views · 2d ago If I knew these when I started college 🤦🏽‍♀️ by @sanaya.ugc2 161views / dayTikTok If I knew these when I started college 🤦🏽‍♀️@sanaya.ugc2 · 2.8K views · 17d ago My top side hustles for 2026 🫡 Comment “INFO” for more information on Settlementfinder.co by @yappingwithilly 146views / dayTikTok My top side hustles for 2026 🫡 Comment “INFO” for more information on Settlemen@yappingwithilly · 442 views · 3d ago Making money online with this easy and free strategy has helped me out in so many people t by @anthony.psa 85views / dayTikTok Making money online with this easy and free strategy has helped me out in so man@anthony.psa · 1.2K views · 14d ago

Sounds behind this week’s top money TikToks

1 of the 22 videos use a named track; 21 use original audio or a voiceover. No track appears in more than one video, so treat these as sounds that worked once rather than a trend. Sorted by the combined views of the videos that used each sound; 1 track used once by a video growing slower than the median (1.7K views a day) is left out.

Not enough repeated sounds in this sample yet.

Looking for songs across every niche? See trending sounds or trending songs on TikTok.

Hashtags used by the top money TikToks

Tags that appear on at least two of the 22 videos, with how many videos used each and their average views.

#personalfinance9 videos · avg 47K views · search tag#financialliteracy9 videos · avg 34K views#financialfreedom5 videos · avg 97K views#sidehustle4 videos · avg 138K views · search tag#investing3 videos · avg 124K views#budgeting3 videos · avg 104K views#savingmoney3 videos · avg 55K views#moneytips2 videos · avg 152K views · search tag#moneysavingtips2 videos · avg 20K views#wealthymindset2 videos · avg 10K views#budgetingtips2 videos · avg 7.2K views#savemoney2 videos · avg 3.9K views#investingforbeginners2 videos · avg 2.3K views#sidehustles2 videos · avg 1.6K views

How to pick: pair one or two broad tags people already browse, such as #personalfinance and #financialliteracy, with two or three that name your exact format or topic. In this sample some of the best-performing narrower tags were #investing (3 videos, 124K average views), #budgeting (3 videos, 104K average views), #savingmoney (3 videos, 55K average views). The TikToks here used a median of 5 hashtags. Generic tags like #fyp or #viral are left out: they say nothing about the topic. Tags marked “search tag” are the ones we use to find videos, so their counts are inflated by how we sample.

More tags across niches: trending hashtags · TikTok hashtags (US).

Ideas to film this week

Five starting points from the fastest-growing money TikToks by different creators. Watch the original first, then film your own take.

Make your version of “The biggest financial decision you'll ever make may be who you marry.”

Why: @melrobbins’s video is getting 74K views a day (223K views in 3 days), about 42× the median in this sample.

How to film: Keep it around 2.5 minutes; it uses original audio, so a voiceover or live sound fits. Borrow the structure, not the footage.

Based on: @melrobbins · 74K views/day

Make your version of “If you make $5,000 a month, here’s a simple way to split it up: 55% for…”

Why: @jordfinance’s video is getting 66K views a day (298K views in 5 days), about 38× the median in this sample.

How to film: Keep it around 37 seconds; it uses original audio, so a voiceover or live sound fits; tags it used: #personalfinance #budgeting #financialfreedom #moneytips. Borrow the structure, not the footage.

Based on: @jordfinance · 66K views/day

Make your version of “I know you’re nosy just like I am so let’s go over how much money I made in…”

Why: @raitryna’s video is getting 15K views a day (27K views in 2 days), about 9× the median in this sample.

How to film: Keep it around 78 seconds; it uses original audio, so a voiceover or live sound fits; tags it used: #personalfinance #financialliteracy #paycheck #socialmedia. Borrow the structure, not the footage.

Based on: @raitryna · 15K views/day

Make your version of “Here are 5 baby steps to financial freedom!”

Why: @trellthetrainer’s video is getting 5.6K views a day (9.6K views in 2 days), about 3× the median in this sample.

How to film: Keep it around 4 minutes; it uses original audio, so a voiceover or live sound fits. Borrow the structure, not the footage.

Based on: @trellthetrainer · 5.6K views/day

Make your version of “5 steps to become financially free 💰 Financial freedom starts with knowing…”

Why: @gigiiconicofficial’s video is getting 5.5K views a day (9K views in 2 days), about 3× the median in this sample.

How to film: Keep it around 41 seconds; it uses original audio, so a voiceover or live sound fits; tags it used: #financialfreedom #budgeting #budgetingtips #howtobudget. Borrow the structure, not the footage.

Based on: @gigiiconicofficial · 5.5K views/day

More TikTok trends and tools

FAQ

What money sounds are trending on TikTok?
In the 22 money TikToks we tracked over the last 21 days, 95% used original audio or a voiceover rather than a named track. No single track was used in more than one video, so there is no clear trending song in this niche right now — pick audio that fits your edit rather than chasing one song.
What money hashtags should I use on TikTok?
The most-used tags in this sample were #personalfinance (9 videos), #financialliteracy (9 videos), #financialfreedom (5 videos). The top videos used a median of 5 hashtags. Combine one or two broad tags with two or three that describe your exact format, and skip generic tags like #fyp or #viral.
What money TikToks should I make this week?
Start with the themes and ideas on this page — each is built on real videos from the last 21 days. Right now the fastest-growing money TikTok is @melrobbins’s, at 74K views a day. Keep the structure and length of a format that is working and change the subject, setting and voice to your own.
How do you decide which money TikToks are trending?
We rank by views per day: total views divided by the days since posting (minimum half a day), so a two-day-old TikTok can be compared fairly with a three-week-old one. Videos are found through money hashtags such as #personalfinance, #sidehustle, #moneytips and kept in a rolling 21-day window.
How often is this page updated?
Our money samples refresh about every 7 days, and new videos are merged into the rolling 21-day window. This page was last updated Oct 2, 2026; the next sample refresh is expected around Oct 9.